Sendero Estates, Belton TX The HOA Records & Buyer Checks.

Between October 3, 2025–October 2, 2026, 15 homes closed (CTXMLS exports observed September 2 and October 3, 2026): a $310,000 median, a $275,000–$369,500 range, a 2,010 sq ft median size, $165/sq ft and a 91-day median MLS DOM. The $165/sq ft median is close to Three Creeks’ $164/sq ft, and the $310,000 median sits just below its $313,980 over the same window. The builder field is blank on 10 of 15 records, which means unrecorded, not resale. Every record lists HOA: None and Belton ISD. Compare listings with sales of similar build year and size. The group uses Residential MLS records with City Belton, Temple or Morgans Point Resort and the stated subdivision-name variants, without a price screen or deduplication. The CTXMLS exports were observed September 2 and October 3, 2026; the September 2 export supplies closings through April 30, 2026 and the October 3 export supplies May 1 onward.

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Closed-sale sample, October 3, 2025–October 2, 2026

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Aggregate sample only; individual property rows are omitted. Groups under ten show counts only. Window: October 3, 2025–October 2, 2026. Source: CTXMLS exports observed September 2 and October 3, 2026.

Sold history by year

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Sources: the 2021–2025 rows use the local Bell County closed-sale history (the original extract of 87 recorded Sendero Estates sales, year built 2018–2025, source observation date not supplied). The 2026 row uses 10 January 1–September 1 closings from the CTXMLS export observed September 2, 2026. The 87-record count and year-built range describe the original extract, not the sum of the rows above.

The by-year medians show one step up, then a plateau. The median rose from $270,000 in 2021 to $321,500 in 2022, the busiest year at 30 sales, then held at $324,750 (2023), $330,000 (2024) and $327,500 (2025), with per-foot medians from $161/sq ft to $168/sq ft. The current 12-month $310,000 sits below those years, but the samples differ, and the 2026 row holds 10 sales from January 1–September 1.

The CTXMLS status snapshot observed October 3, 2026 showed 2 Active listings asking $349,900–$378,600 and 1 pending. This group is too small for a median. The builder field names Ashford Homes on one listing and is not recorded on the other. The top ask of $378,600 sits above the $369,500 high end of the 15-sale closed range, so ask what supports it. Confirm status in the MLS before an offer.

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2 Active plus 1 pending/under contract, observed October 3, 2026. Not live availability; confirm current status before an offer.

Bell CAD lists two subdivision codes, S5515BE for the original plat and S5515BEA for Replat No 1 (Tract B), and no numbered phases. Plat date, acreage, lot count and developer were not confirmed; the County Clerk’s index could not be read. Platting around 2017–2018 is inferred from the code’s place among Three Creeks phase codes, not recorded. The MLS builder field on the 15 current-window closings reads not recorded (10), Carothers (1), Carothers Executive (1), Carothers Homes (1), Crothers (1), Eagle Homes (1). An active listing names Ashford Homes as builder, but Ashford’s NewHomeSource page reads no longer available; Victory Homes advertises lots, undated. Year-built distribution of sales in the earlier 87-record local history extract. Its observation date was not supplied. This is a sales-record histogram, not a count of unique homes built, and uses a different cohort from the refreshed 2026 annual-price row.

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Year-built distribution of sales in the original 87-record local history extract (source observation date not supplied). It counts sales records, not unique homes built, and it is a different cohort from the refreshed 2026 row in the history table.

Sendero Estates is inside Belton city limits. The Census geocoder places a sampled Holstein Drive address in the City of Belton, and the closed-sale MLS InCityLimits field reads Yes (12), blank (2), Undefined (1). The October 3, 2026 active snapshot records Yes on both Active listings; verify the exact parcel’s jurisdiction and taxing units at Bell CAD. For a parcel inside city limits, the City of Belton’s 2025 rate adds 0.5225 per $100; listing remarks identify city water, sewer and trash. Bell CAD’s 2025 entity roster shows no MUD or PID here. The sum below is arithmetic on the official 2025 table, not a bill. Belton ISD adopted 1.1177 for 2026-27; the City’s 2026 rate was not confirmed, so verify it. The Temple-area property tax guide explains exemptions.

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Rates per $100 of taxable value. Use the parcel’s actual taxing units, taxable value and exemptions at Bell CAD; a neighborhood-wide percentage is not a bill.

HOA

No registered HOA: TREC’s registry listed 114 Bell County HOA management certificates, none named Sendero, on September 30, 2026, and the MLS HOA field reads None (15). The records reviewed identify no HOA dues or resale-certificate requirement; confirm the property’s current obligations through title. But recorded deed restrictions were not verified, so read Schedule B of your title commitment. Three Creeks’ recorded covenants, by contrast, set six-month minimum leases and RV, boat and trailer storage rules (HOA lease rules).

Utilities and service providers

• Water and sewer: City of Belton, per listing remarks; billed by the City.
• Trash: City contract with Waste Management; weekly trash, biweekly recycling, monthly bulk; brush $3 a month.
• Electric: Oncor delivery is indicated only indirectly; verify on a recent bill.
• Natural gas: one listing reports none available; not confirmed subdivision-wide.
• Internet: AT&T says Belton fiber depends on the address; check AT&T and Spectrum by address.

Infofinder marks the sampled address “not eligible for busing” to Chisholm Trail Elementary because it sits in the school’s walk zone, so plan drop-off and pickup; sidewalk coverage was not verified. Middle and high school riders use the Digby Dr and Galloway Dr stop, at 7:11 AM for South Belton Middle and 7:43 AM for Belton High. In TEA’s 2026 ratings, released August 14, 2026, Chisholm Trail rose from a 2025 D (68) and left the targeted-support list; South Belton Middle is identified for targeted support and improvement; Belton High posted a 97.5% graduation rate. Ratings are a dated starting point. Belton ISD’s 2024 elementary boundaries hold for 2026-2027; whether Sendero’s assignment changed in 2024 was not confirmed. See the Belton ISD neighborhood guide.

Estimates start from the middle of the recorded Sendero Estates plat (OpenStreetMap routing, October 5, 2026, no traffic): BSW Temple is 11.1 mi and about 15 min, the Fort Hood main gate 18.8 mi and about 21 min. I-14 runs 0.28–0.43 mi south of a sampled Holstein Drive address. In January 2026 the City reclassified S Wheat Rd (Sparta Rd to I-14) from a 100-foot minor arterial to a 60-foot minor collector right-of-way and dropped the Wheat Road Cut-Off. Compare neighborhoods by BSW commute.

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Estimated October 5, 2026 with two routing engines (OSRM and Valhalla) on OpenStreetMap data, no traffic, from the middle of Sendero Estates’s platted lots (median of 206 Bell CAD parcel centers). Minutes average the two engines, with their range in parentheses where they differ by three or more; miles follow the OSRM route. Parking, gate lines and school drop-off are not included. Weekday peaks run 6–9 a.m. and 4–7 p.m. (Killeen-Temple MPO, 2023), so drive the route then before you commit. Route data © OpenStreetMap contributors (ODbL).

Drive the route from the home at the hour you travel; these estimates assume no traffic. For Fort Hood, confirm your gate and its hours. A collector-width plan points away from an arterial-scale widening past the subdivision; confirm current plans with the City.

All rows use the same CTXMLS window and snapshot as this page. Sendero’s $310,000 median sits just below Three Creeks’ $313,980 at $165/sq ft versus $164/sq ft, so the differences are rules and costs. Three Creeks has a mandatory HOA, a municipal utility district in the City’s wording and recorded six-month lease minimums. Sendero has none on record and a 0.18-acre median recorded lot, versus 0.14 acres in Three Creeks. Liberty Valley also has no HOA shown in the MLS cohort, at a lower median; verify each property through title.

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MLS fields are agent-entered; confirm HOA and city limits by parcel. The Three Creeks row includes the MLS subdivision-name variants in this export; the full comparison uses the stated closed-sale window.