Hubbard Branch, Belton TX The Subdivision, Not the School.

From October 3, 2025–October 2, 2026, 30 Hubbard Branch homes closed at a $332,238 median (CTXMLS exports observed September 2 and October 3, 2026). Prices ran $275,500–$387,000. The median size was 2,046 sq ft, the median recorded lot 0.17 acres and the median price $169/sq ft. Every home was built 2021–2025, so this is a new and near-new market. The median MLS days on market was 170 days; Three Creeks had 52 median days on market in the same window. The builder field names Ashford Homes (7), Rocky Creek Homes (4), Eagle Homes LLC (4), Jubilee Homes (2) one “EAGLE HOMES LLC” row and one “Eagle Homes, LLC” row; 11 rows have no builder recorded, and a blank does not prove a resale. All 30 carry a Mandatory HOA field. The group uses Residential MLS records with City Belton, Temple or Morgans Point Resort and the stated subdivision-name variants, without a price screen or deduplication. The CTXMLS exports were observed September 2 and October 3, 2026; the September 2 export supplies closings through April 30, 2026 and the October 3 export supplies May 1 onward.

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Closed-sale sample, October 3, 2025–October 2, 2026

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Aggregate sample only; individual property rows are omitted. Groups under ten show counts only. Window: October 3, 2025–October 2, 2026. Source: CTXMLS exports observed September 2 and October 3, 2026.

Sold history by year

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Sources: the 2021–2025 rows use the local Bell County closed-sale history (the original extract of 82 recorded Hubbard Branch sales, year built 2020–2025). The 2026 row uses 25 January 1–September 1 closings from the CTXMLS export observed September 2, 2026. The 82-record count and year-built range describe the original extract, not the sum of the rows above.

The by-year table uses a separate Bell County closed-sale file with 82 Hubbard Branch sales. Its median rose from $250,438 in 2021 (4 sales) to $350,000 in 2024 and held there in 2025, while price per square foot climbed from $127/sq ft to $171/sq ft. The current 12-month cohort has $169/sq ft median closed price per square foot. The 2026 row ($327,475 on 25 sales, January 1 through September 1) comes from the September 2, 2026 export and is a partial year; read it as a pace check, not a trend.

The CTXMLS status snapshot observed October 3, 2026 showed 23 Active listings and 5 pending. Asking prices ran $282,900–$399,900; the median ask was $322,900 and the median days on market 92 days. Builder names fill most rows: Ashford Homes (11), Jubilee Homes (4), Rocky Creek Homes (2) and Precision Value Home (1), with 5 not recorded. A Jubilee listing on Cowgirl Trail showed 532 days and an Ashford listing on Settlers Oak Drive 508. Bell CAD’s 2026 roll adds builder-owned homes and at least 11 vacant developer lots. This is a dated snapshot, not live availability.

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23 Active plus 5 pending/under contract, observed October 3, 2026. Not live availability; confirm current status before an offer.

Hubbard Branch began as 149 acres voluntarily annexed into Belton in February 2015 as “Hubbard Acres,” with a 521-lot preliminary plat; Heights Evergreen Developers Ltd of Harker Heights recorded Phase One in January 2018. Bell CAD owner records and listings reviewed September 30, 2026 place six builders here: Ashford Homes, Jubilee Homes, Eagle Homes, Easley Construction, Precision Value Homes and Salado Premier Builders. The MLS builder field on the 30 current-window closings reads not recorded (11), Ashford Homes (7), Eagle Homes LLC (4), Rocky Creek Homes (4), Jubilee Homes (2), EAGLE HOMES LLC (1), Eagle Homes, LLC (1). No D.R. Horton, Lennar, Pulte, Stylecraft, Omega, Carothers or LGI homes turned up. Ashford’s marketing describes four-sided brick or stone, sprinklers, sod and privacy fences; treat those as builder claims to confirm. The table below shows 2021 and 2022 as the peak build years.

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Year-built distribution of sales in the original 82-record local history extract. It counts sales records, not unique homes built, and it is a different cohort from the refreshed 2026 row in the history table.

Hubbard Branch is inside Belton city limits: annexed in 2015, with the City of Belton on Bell CAD’s parcel record. On Bell CAD’s 2025 tax rate table (dated September 30, 2025), the stack sums to 2.00683 per $100, with no MUD, no PID and no Temple College line. On the same table, a Three Creeks parcel in Bell County MUD No. 1 sums to about 2.27 (the 1.48433 ETJ base plus 0.783), and a Temple-city parcel in Temple ISD to about 2.39. Taylor Dasch, who represented buyers on two closings here in 2026, called the tax rate “a bit lower”; the arithmetic agrees. For 2026, Belton ISD adopted 1.1177 on August 17, 2026; the City’s 2026 rate was not yet posted; see how Bell County tax bills work.

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Rates per $100 of taxable value. Use the parcel’s actual taxing units, taxable value and exemptions at Bell CAD; a neighborhood-wide percentage is not a bill.

HOA

Membership is mandatory; all 30 closed records carry a Mandatory HOA field. Texas management certificates recorded January 9 and November 19, 2024 name Accent Real Estate Services of Temple as manager of Hubbard Branch HOA, Inc., but state no dues. Listing remarks claim $240 a year (Ashford) and $250 (Jubilee). An online directory’s “Colby Property Management, $350/yr” conflicts with the recorded certificates; treat it as wrong. A March 2026 KDH parking-ban story concerns Hidden Trails, not Hubbard Branch.

Utilities and service providers

• Water: City of Belton; mostly Lake Belton surface water via Bell County WCID (2025 water quality report).
• Sewer: City of Belton utility billing; treatment details not confirmed.
• Trash: Waste Management under city contract; weekly trash, every-other-week recycling (beltontexas.gov).
• Electric: Oncor delivery in a choose-your-provider market (third-party claim; verify).
• Gas: Atmos Energy serves Belton; service to these lots not confirmed.
• Internet: AT&T advertises fiber in parts of Belton; verify on the FCC broadband map.

TEA’s txschools.gov profile, with data updated September 24, 2026, rates Hubbard Branch Elementary F (53/100), Belton Middle School C and Belton High School B. The Texas Tribune lists an F for 2024–25. The campus opened in August 2024, so its record is short, and it holds the Purple Star designation for military-family support. A letter grade is one dated state measure and a starting point; read the full report and visit. Two traps: listing remarks reviewed for this page named Chisholm Trail Elementary, South Belton Middle School or Miller Heights, all wrong here. The March 27, 2023 redraw, effective 2024–25, created this zone; Hubbard Branch students split between Belton MS and South Belton MS by address, and this subdivision maps to Belton MS in Infofinder.

OpenStreetMap routing estimates each trip from the middle of the subdivision (October 5, 2026, no traffic): BSW Temple 9.9 miles, about 14 minutes; the Fort Hood main gate 22.7 miles, about 27 minutes; downtown Belton 2.7 miles, about 6 minutes. Taylor’s read is that it sits “a little further out from what you would normally expect” in Belton. The map shows why: FM 436 east of Loop 121, not the Lake Road or Sparta Road side of town many buyers picture first. See neighborhoods by BSW commute.

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Estimated October 5, 2026 with two routing engines (OSRM and Valhalla) on OpenStreetMap data, no traffic, from the middle of Hubbard Branch’s platted lots (median of 383 Bell CAD parcel centers). Minutes average the two engines, with their range in parentheses where they differ by three or more; miles follow the OSRM route. Parking, gate lines and school drop-off are not included. Weekday peaks run 6–9 a.m. and 4–7 p.m. (Killeen-Temple MPO, 2023), so drive the route then before you commit. Route data © OpenStreetMap contributors (ODbL).

Test the trip yourself: drive the route at your real shift or report time, including the FM 436 and Loop 121 turns and the gate or parking you use. No FM 436 widening project turned up in this review; the Loop 121 widening that was in final paving in January 2025 is on the northwest leg, not the FM 436 end.

All four rows use the same CTXMLS window and the September 2 and October 3, 2026 exports. Three Creeks sold faster at a lower median, and its Bell County MUD No. 1 parcels carry the MUD rate. Sendero Estates shows no HOA in its field on a smaller sample. Ridge at Belle Meadows is the newest build and the lowest median. Compare full monthly cost, not the median alone.

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Same window, different sizes, ages and builders. MLS HOA and city-limits fields are agent-entered; confirm taxing units at Bell CAD and dues in HOA documents.