Centex Homes
Temple & Belton TX Review
Compare Centex’s two local communities, current advertised plans and included features. Then work through the specific home’s price, written offer and next steps.
Is Centex a Good Builder in Temple and Belton, TX?
Centex is worth comparing if you want a new home in Temple or Belton at the prices it currently advertises: plans started at $246,790 in County View and $262,990 in Skyview when checked October 18, 2026. The useful question is whether the specific home’s layout, included features and total monthly cost fit what you need. The prices and documents below can help you compare; they do not establish the build quality of an individual home.
- Compare the exact layout and itemized home, lot and option price.
- Check which appliances, finishes and landscaping are included for that address.
- Confirm construction stage, inspection access and the warranty version for your contract.
Taylor does not claim deep firsthand Centex knowledge or an inspection-based quality score. This guide uses dated builder documents, MLS records and public sources to help you ask useful questions.
Source observation: home-specific inclusions and builder process rechecked October 18, 2026; Smart Home details retain September 25
What Does a Centex Home Include, and What Can Change?
Centex’s available-home listings show useful extras, but no single verified package applies to every home in these two communities. On October 18, 2026, some listings advertised appliances, blinds, a garage-door opener or landscaping; others highlighted different finishes or room options. Compare the included-features sheet for the exact address before treating a model-home feature as part of your price.
The plan pages add that prices, promotions, incentives, features, options, floor plans, elevations, designs, materials and dimensions can change without notice, and that community association fees may be required. Centex’s smart-home page lists a base package (backbone wiring, Wi-Fi access-point wiring, a hard-wired room, a smart thermostat and a doorbell camera) plus paid add-ons, and its fine print says the features cost extra, may be installed by a third party after the sale, vary by area and can be substituted by the builder.
How Much Can You Change a Centex Floor Plan?
Centex’s homebuying guide sets the order. You finalize the floor plan and structural options when you sign the purchase agreement and pay earnest money. You choose finishes later at a design appointment, and that change order changes the total price, which your lender must approve again. The website describes tailoring a layout by choosing from the builder’s plan options. Before you sign, ask for the option list, the prices and the cutoff dates for the specific lot.
What Does Centex Check During Construction?
Centex describes a “Build Quality Experience” of four meetings with a construction manager (an introduction, a pre-drywall orientation, a pre-closing orientation and a final “celebration” tour) and its own inspections of the foundation, frame and mechanical systems, and it says the process may vary by community. Those are the builder’s steps. For an independent view, put visits by your own licensed inspector in writing: before the foundation pour, before drywall, before closing, and before the applicable fit-and-finish period ends. For a completed home, ask about available inspection records and the inspections you can still arrange. For a to-be-built home, agree on access before each relevant stage.
Home-specific feature examples rechecked October 18, 2026. The purchase-guide and Build Quality Experience pages were also rechecked October 18; the Smart Home observation retains September 25, 2026. Sources: centex.com homebuying guide, Build Quality Experience and Smart Home pages, plan pages, and the County View and Skyview move-in-ready listings, purchase guide, Build Quality Experience and available-home listings rechecked October 18; Smart Home details retained from September 25, 2026.
Source observation: community prices, availability and plan cards checked October 18, 2026; historical parcel-tax details retain 2025 values
Where Is Centex Building Near Temple, Belton and Killeen?
This guide compares County View in Temple and Skyview in Belton, whose official community pages were checked October 18, 2026. Both offer the same nine named plans, from 1,394 to 2,598 square feet. The September 25 Austin-area inventory used for this guide listed no Centex community in Killeen or Harker Heights; older Centex- or Pulte-built homes elsewhere can appear as resales.
County View
Skyview
Neither community is Centex-only, so confirm the builder of the exact lot. School campuses listed on the builder’s pages are its statements; check the district’s attendance lookup for the address, starting from the TEA district locator.
Same Nine Floor Plans, Different Prices
Both communities list the same nine named plans. On October 18, 2026, Skyview’s advertised figures were $16,200–$42,080 higher. These are not equal-specification base-price quotes: lot, elevation, options and room configuration may differ.
On a narrow screen, swipe or focus this table and scroll horizontally to compare the columns.
| Plan | Sq ft | Beds / baths | County View advertised from | Skyview advertised from | Advertised difference | Official plan views |
|---|---|---|---|---|---|---|
| Serenada | 1,394 | 3 / 2 | $246,790 | $262,990 | +$16,200 | County View layout Skyview layout |
| Rayburn | 1,584 | 3 / 2 | $251,790 | $274,030 | +$22,240 | County View layout Skyview layout |
| Morgan | 1,702 | 3 / 2 | $261,790 | $292,870 | +$31,080 | County View layout Skyview layout |
| Eastgate | 1,898 | 4 / 3 | $271,790 | $313,260 | +$41,470 | County View layout Skyview layout |
| Kenedy | 1,943 | 3 / 2 | $281,790 | $302,287 | +$20,497 | County View layout Skyview layout |
| Sandalwood | 2,070 | County View 3-4 / 2.5; Skyview 4 / 3 | $280,790 | $322,870 | +$42,080 | County View layout Skyview layout |
| Dinero | 2,285 | 4 / 2.5 | $316,790 | $332,990 | +$16,200 | County View layout Skyview layout |
| Enloe | 2,466 | County View 5 / 3.5; Skyview 5 / 3 | $319,790 | $343,780 | +$23,990 | County View layout Skyview layout |
| Mesilla | 2,598 | 4 / 3 | $314,790 | $347,888 | +$33,098 | County View layout Skyview layout |
Read the gap carefully: eight of Skyview’s nine plan figures matched a specific available-home price for that plan on October 18, and none of County View’s did. Sandalwood and Enloe also have different advertised room configurations. Ask each sales office to separate the base price, lot premium, elevation and options; the difference is not a measured location premium.
Source: centex.com County View and Skyview community pages and plan data, observed October 18, 2026. Prices are the builder’s advertised figures and change without notice; available-home pricing is not interchangeable with a base-plan quote. The layout links lead to the builder’s exact community-specific plan pages.
Photos: Centex’s own marketing images, matched to its County View gallery on centex.com (“Welcome to County View,” “Open Kitchen,” “Open Concept Layout,” “Primary Bathroom”). They show staged model homes; finishes may be options, and they are not photos of a specific home for sale.
What Have Centex Homes Listed and Sold For in Temple and Belton?
Use current asking prices to see what is being marketed, and closed records as a starting point for comparable-home research. Neither tells you what a different plan or lot is worth today. The records below name Centex or Pulte in the builder field and report YearBuilt 2024 or later; that is a recent-build proxy and may include resales.
Current MLS Active Listings
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| Community | Active records | Exported asking range |
|---|---|---|
| County View · Temple | 2 | $238,741–$260,990 |
| Skyview · Belton | 2 | $259,990–$295,210 |
Based on information from the Central Texas MLS observed October 17, 2026. MLS data is deemed reliable but not guaranteed. With only two records in each community, medians and percentages are suppressed. Active does not mean completed or available for immediate occupancy.
Historical Closed Records
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| Community | Closed records | Median closing price | Median $/sq ft | Below original asking | Median close ÷ original asking | Median MLS DOM |
|---|---|---|---|---|---|---|
| County View · Temple | 11 | $269,990 | $153 | 9 of 11 | 95.6% | 95 |
| Skyview · Belton | 20 | $308,495 | $149 | 17 of 20 | 96.0% | 45 |
| Combined two communities | 31 | $289,990 | $150 | 26 of 31 | 95.6% | 68 |
The later October 12 exports contain 31 qualifying closed records: 11 in County View and 20 in Skyview. Their combined median was $289,990, or about $150 per square foot; 26 closed below their original asking price. These are recorded price relationships, not proof of concessions, negotiating success or a completed-home discount.
Based on information from the Central Texas MLS for the period October 3, 2025 through October 2, 2026; exports observed October 12, 2026. MLS data is deemed reliable but not guaranteed. The export has no seller-concession field, completion date or dated price-change history. MLS records are not a complete census of builder sales.
How the MLS records were selected and why the annual count changed
Residential, Closed records in the stated period, YearBuilt at least 2024, and BuilderName containing Centex or Pulte. Audited subdivision names place the retained records in County View and Skyview. Office names containing “Centex” do not identify the builder. Eight same-community/same-office records with blank builder fields remain excluded. No new deduplication rule was applied; the 31 retained records have distinct event keys.
The October 12 pair observes the same annual closing period as the prior September 2/October 3 sources. It adds one County View record that was Pending with no closing date in the earlier export and Closed with a September closing date in the later one. All original 30 records remain, with the measured fields unchanged. Later reporting is an inference; the exact MLS update timestamp is unavailable. The October 12 search criteria were not observed directly; Bell County scope is inferred from the city footprint, so these are selected available records, not proven whole-market coverage.
Price per square foot is the median of each record’s price divided by its square footage. Days on market measure listing time, not time a finished home sat unsold. Missing builder labels, other feeds and unlisted transactions can fall outside this sample. The October 17 active snapshot is separate and cannot provide a full annual closing history.
For an offer, compare similar homes and the construction stage, then decide whether price, cash to close or financing costs matter most to your move. Taylor can help compare available closed records with the specific home and written offer.
Source observation: current National warranty link and archive rechecked October 18, 2026; exact-home applicability unverified
How Does the Centex Warranty Work?
Centex advertises a 10-year limited structural warranty covering footings, bearing walls, beams, girders, trusses, rafters, bearing columns, lintels, posts, structural fasteners, subfloors and roof sheathing, and it says the warranty transfers to a later owner within the coverage period. The warranty flyer linked on its site (dated August 2016) highlights 1 year for materials and workmanship, 2 years for the workability of plumbing, electrical, HVAC and other mechanical systems, 5 years for water infiltration and internal leaks, and 10 years for structural elements.
Centex’s current Standard Warranty link opens a 25-page book labeled National Version, but that book includes California statutory references. Before relying on a coverage period, ask Centex to identify the warranty book and validation form that apply to your home and contract date. The notes below describe the posted book, not a coverage determination for your purchase.
| Item | Book section | What the book says |
|---|---|---|
| Fit and finish: cabinets, mirrors, flooring, interior and exterior walls, countertops, paint, trim | §4.2(B) | 1 year from the warranty commencement date (the first closing, shown on the Limited Warranty Validation Form) |
| Other components of the home | §4.2(A) | References California Civil Code §§896 and 941 rather than listing a simple period for every component. This guide does not convert those references into Texas coverage periods; confirm the applicable written coverage for your home. |
| Appliances and other consumer products, including the air-conditioning system, furnace, heat pump and water heater (§6.5(A)); manufactured products, solar, backup power, smart-home devices | §6.5 | Not covered by the builder’s warranty; the manufacturers’ warranties are assigned to you, and the builder remains responsible for damage from its own improper installation |
| Deadline to file a claim | §7.1(A) | Except as otherwise required by law, received no later than 30 days after the applicable coverage period ends |
| Soil movement | §6.2(I) | Excluded if not reasonably predictable, except for a home financed with an FHA or VA loan that is still in effect |
| Disputes | §8.2–8.10 | Optional mediation through Professional Warranty Service Corporation (PWSC), then binding arbitration with JAMS (small-claims court excepted); class-action waiver; except as otherwise required by law, the request must reach JAMS no later than 90 days after the applicable coverage period ends |
| Other warranties | §6.6 | Implied warranties are disclaimed to the fullest extent the law allows |
| Selling the home later | §10.5 | The warranty transfers to the next owner automatically; the coverage period does not restart |
These filing deadlines do not extend coverage.
Get the warranty version tied to your purchase agreement and the Limited Warranty Validation Form. The posted book references a recorded Master Dispute Resolution Declaration; ask whether it applies to your home and request a copy. Centex’s Past Home Warranties page assigns older national books to older agreement dates, so an older book should not be substituted for a current purchase simply because its wording differs. The posted book also says access and notice matter: denying access during normal working hours can relieve the builder of further obligations, and repairs made without prior notice generally are not reimbursed, with reasonable emergency repairs addressed separately (§§7.2–7.3).
Use Centex’s Service Request route for warranty questions, keep copies of notices and ask for the deadlines that apply to your home. Arrange independent inspections at the stages still available and before the applicable coverage deadlines.
Posted-book identity rechecked October 18, 2026; the current link reproduces the same National Version previously captured. This is a summary of the posted document, not a decision about your Texas coverage. Ask a Texas real estate attorney about a clause’s legal effect. Sources: centex.com 10-Year Warranty page, the linked national warranty book and 2016 flyer, the Past Home Warranties and Service Request pages and the homebuying guide (current warranty-page, National-book, archive and purchase-guide links rechecked October 18, 2026).
What Do BBB Complaint Records Show for Centex?
The BBB complaint page used here covers Pulte Group’s headquarters and corporate-owned locations. It is not a Centex-only, Temple or Belton complaint record. Its October 18, 2026 observation is shown together below; national counts do not establish the quality of an individual local home.
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| Measure | Observed value |
|---|---|
| Corporate complaints in last three years | 422 |
| Complaints filed in last twelve months | 112 |
| Complaint status | 359 answered; 63 resolved |
| Complaint categories | 342 service/repair; 27 order; 24 sales/advertising; 18 product; 8 customer service; 2 billing; 1 delivery |
No local complaint rate is calculated. The practical use is to ask how the applicable warranty handles notices, repair access and unresolved disputes, and to get promises for your home in writing.
Source: BBB Pulte Group complaints page, direct October 18 capture. Earlier snapshots have different totals and are not mixed into this table.
Source observation: Bell CAD 2025 • fetched Sept. 25, 2026
What Will a Centex Home Cost Beyond the Price?
2025 Property Tax Rates on Centex Lots
| Taxing unit (rate per $100 of value) | County View, Temple | Skyview, Belton |
|---|---|---|
| Bell County | 0.3128 | 0.3128 |
| Bell County Road | 0.0199 | 0.0199 |
| School district | Temple ISD 1.1372 | Belton ISD 1.1494 |
| City | City of Temple 0.6999 | City of Belton 0.5225 |
| Temple College | 0.2017 | — |
| Temple Health & Bioscience District | 0.013947 | — |
| Clearwater UWCD | 0.00223 | 0.00223 |
| Elm Creek Watershed | 0.0228 | — |
| Bell County WCID #6 | — | 0.0243 |
| Total, 2025 | 2.410477 | 2.03113 |
| Tax on $300,000 of value, before exemptions | $7,231.43 | $6,093.39 |
These rates come from Bell CAD’s 2025 records for four County View lots (County View Addition Phase II) and six Skyview lots (Skyview Belton Addition). Every sampled lot in each community carried the same taxing units, and no municipal utility district appeared. All six Skyview lots are inside the City of Belton on the tax records, including four whose MLS “in city limits” field said no or was blank, so check the parcel rather than the listing field. The 2025 owner on all ten lots was Pulte Homes of Texas LP. At $300,000 of value the difference is $1,138.04 a year before exemptions. These are historical 2025 rates, not bills; confirm the current year’s rates for the address.
If the home becomes your homestead, Texas school districts must exempt $140,000 of its value. On a $300,000 homestead that puts the 2025 school portion at $1,819.52 in Temple ISD instead of $3,411.60, and $1,839.04 in Belton ISD instead of $3,448.20. Other exemptions vary by taxing unit, so ask Bell CAD. Appraisal districts value property as of Jan. 1, and a buyer who acquires the home later in the year may receive the homestead exemption for the rest of that year if the previous owner did not have one. More detail: Temple property taxes, the Bell County homestead guide and Temple vs Belton.
HOA, Assessments and Insurance
Centex’s pages do not list HOA dues. Most CTXMLS records for these homes mark the HOA as mandatory, and the plan pages say association fees may be required. Ask for the dues, budget, rules and transfer fees in writing, ask the seller and title company in writing whether any special assessment applies to the address, and get homeowner’s insurance quotes on the actual plan and lot.
Sources: Bell CAD eSearch 2025 property records via the Bell County tax-rate search, fetched Sept. 25, 2026 (look up an address at Bell CAD property search); Texas Comptroller property-tax basics and exemptions pages.
Source observation: Financing • centex.com disclosures, Sept. 25, 2026
Should You Use Pulte Mortgage for a Centex Home?
Pulte Mortgage is PulteGroup’s affiliated lender. Centex’s County View financing disclosure says you do not have to finance through Pulte Mortgage to buy the home, but its Builder Forward Commitment rate offers require Pulte Mortgage; those rates are limited to qualified borrowers on certain homes, last until the pool of funds runs out or the lock period ends, and require closing by a set date. The site’s payment examples assume Pulte Mortgage financing, all incentives applied to closing costs including discount points, and a 780 credit score, and they leave out taxes and insurance. This guide prints no rate or payment because those change often.
Federal rules help you compare. Under Regulation X, a referral within an affiliated business arrangement must come with a written Affiliated Business Arrangement disclosure and generally cannot be made mandatory (12 CFR 1024.15), and a discount for using a package of services must be optional and a true discount that is not made up elsewhere (12 CFR 1024.2). The CFPB suggests getting Loan Estimates from more than one lender and comparing the origination charges. Ask for Pulte Mortgage’s and at least one other lender’s Loan Estimate for the same price and loan type.
- Get the incentive in writing: the dollar amount, what it can pay for, the lender requirement, which homes qualify, and the contract and closing deadlines.
- Compare the total cash to close and the rate on both Loan Estimates, not just the monthly payment.
- Check this site’s builder incentives page, which separates builder-confirmed offers from incentive language detected in MLS listings; on Sept. 25, 2026 its confirmed list had no verified Centex offer.
Sources: centex.com County View financing disclosures (observed Sept. 25, 2026); 12 CFR 1024.2; 12 CFR 1024.15; CFPB Loan Estimate guide.
How I can help you compare a Centex home
You do not need to have every question figured out before you reach out. Tell me which home or community you are considering and what you need from the move. I can help you compare the price with similar homes, sort out what is included, and put the builder’s offer alongside the other options you are considering.
- Review the available MLS price history and comparable closed records.
- Separate the home, lot, options and written incentive terms.
- Compare the Loan Estimates you receive, including cash to close and financing costs.
- Plan independent inspection timing for a completed home or a home still to be built.
Talk with Taylor before your first visit so you can check Centex’s agent-registration policy and agree on the help you want. The builder’s sales team represents the seller. Before Taylor shows you a home, you will put services and compensation in a written agreement. Compensation is negotiable.
Sources: TREC’s 2026 buyer representation guidance and 22 TAC §537.11. Builders may require their own contract forms. Taylor can help organize questions; an attorney advises on a clause’s legal effect.
Is a Centex Home a Fit for Your Budget and Plans?
| Your input | What the records show (source dates below) | What to confirm |
|---|---|---|
| Budget | Advertised plans from $246,790 (County View) and $262,990 (Skyview), checked October 18; 31 qualifying closed records during October 3, 2025–October 2, 2026, observed in October 12 exports | Base price, lot premium and options for the address |
| Space | 1,394–2,598 sq ft; 3–5 bedrooms; one- and two-story plans; 2-car garages | Room sizes on the plan and the itemized features |
| Plan changes | Structural options fixed at contract; finishes chosen later by change order | Option list, prices and cutoff dates |
| Yearly taxes | 2025 rates of 2.410477% on County View lots and 2.03113% on Skyview lots, before exemptions | Units on the parcel; homestead filing |
| School district | Temple ISD (County View) and Belton ISD (Skyview) on the tax records | Campus assignment for the address |
| HOA | Marked mandatory on most MLS records; dues not published on the builder pages checked | Dues, rules and transfer fees in writing |
| Financing | Pulte Mortgage optional; its rate offers tied to using it | Two Loan Estimates for the same loan |
| Commute | Not measured in this guide | Drive your own route at the hours you would travel |
Comparing builders? See the new-construction builder comparison and the guides to D.R. Horton, Stylecraft, Saratoga Homes and Carothers Homes.
What Should You Get in Writing Before Signing a Centex Contract?
- The seller’s legal name. Expect a PulteGroup subsidiary; the sampled 2025 Bell CAD records show Pulte Homes of Texas LP.
- The purchase agreement and every addendum, including earnest money, deadlines and cancellation terms.
- The itemized price: base price, lot premium, options and design selections, and how a change order affects your loan approval.
- The incentive: amount, allowed uses, lender requirement, eligible homes and deadlines.
- The warranty book attached to your contract, the recorded Master Dispute Resolution Declaration, and the Limited Warranty Validation Form at closing.
- HOA documents and dues, and a written answer on any special assessment.
- Access for your own licensed inspector at each stage you plan to inspect.
- The completion and closing timeline, and what the contract says if it slips.
Taylor is a real estate agent with EG Realty in Temple, not an employee of Centex or PulteGroup. For a specific Centex home, he can review the available CTXMLS price history, compare the written incentive with the Loan Estimates you receive, help organize questions about the purchase documents and help schedule independent inspections. This guide does not claim a personal Centex inspection record.
Have a specific home or plan in mind? Book a call with Taylor →
Centex Homes — Bell County FAQ
Looking at a Centex home? Let’s talk it through.
Send me the listing or tell me which community caught your eye. We can work through the price, what comes with the home, and how it compares with your other options. Still narrowing things down? We can start there.
Taylor Dasch · EG Realty · Temple, TX
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