High Crest, Belton TX The Temple ETJ Data File.

8 High Crest sales closed from October 3, 2025–October 2, 2026; fewer than ten sales are shown by count only, without medians. The group uses Residential MLS records with City Belton, Temple or Morgans Point Resort and the stated subdivision-name variants, without a price screen or deduplication. The CTXMLS exports were observed September 2 and October 3, 2026; the September 2 export supplies closings through April 30, 2026 and the October 3 export supplies May 1 onward. By MLS name, 4 sales were High Crest Ph III, 3 were Ph II and 1 was Ph I. The 8 homes were built 2010–2021. Compare sales closest to your target home by size, year built and lot before you treat the group as a price guide for any single address.

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Closed-sale sample, October 3, 2025–October 2, 2026

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Aggregate sample only; individual property rows are omitted. Groups under ten show counts only. Window: October 3, 2025–October 2, 2026. Source: CTXMLS exports observed September 2 and October 3, 2026.

Sold history by year

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Sources: the 2021–2025 rows use the local Bell County closed-sale history (the original extract of 46 recorded High Crest sales, year built 2006–2023). The 2026 row uses 6 January 1–September 1 closings from the CTXMLS export observed September 2, 2026. The 46-record count and year-built range describe the original extract, not the sum of the rows above.

The five-year history shows a peak, not a trend. The median rose from $463,500 in 2021 to $599,950 in 2023, then eased to $523,250 in 2024 and $488,500 in 2025, while price per square foot held between $200/sq ft and $227/sq ft. Sales fell each year, from n=12 to n=5, so the 2025 median mixes any price change with a change in which homes sold.

The CTXMLS status snapshot observed October 3, 2026 showed 2 Active listings, asking $549,990–$589,920, plus 2 homes pending or under contract. The builder field names Omega on one Active listing and is not recorded on the other. Status changes daily, and this snapshot is not live availability. For a wider shortlist, compare other Belton neighborhoods on the same monthly-cost and commute assumptions.

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2 Active plus 2 pending/under contract, observed October 3, 2026. Not live availability; confirm current status before an offer.

Ansley Corporation developed High Crest in three phases, platted in August 2006, April 2013 and July 2019 per Bell CAD deed histories. Bell County commissioners approved the 61-lot final phase in July 2018, bringing the subdivision to 188 lots. Deed chains show First Omega Partners (Omega Builders) and Carothers Executive Homes buying lots from Ansley, a production and semi-custom pattern rather than one-off custom estates. The MLS builder field on the 8 current-window closings reads not recorded (3), Omega (2), Carothers (1), Carothers Executive (1), Omega Builders (1). Across the 46 recorded sales in the 2021–2025 history, year built runs 2006–2023; the table below peaks at 2017.

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Year-built distribution of sales in the original 46-record local history extract. It counts sales records, not unique homes built, and it is a different cohort from the refreshed 2026 row in the history table.

Every High Crest parcel checked on Bell CAD carries five taxing units: Bell County, its Road District, Belton ISD, Clearwater Underground Water Conservation District and Bell County WCID #6, with no city, MUD or PID. On official 2025 rates, the stack is about 1.509 per $100 of taxable value, against about 2.007 inside Belton city limits. Belton ISD’s $140,000 homestead exemption is worth about $1,600 a year at the 2025 rate; Bell County has no general homestead exemption. Belton ISD lists 1.1177 for tax year 2026, so 2026 bills will differ. Budget from the parcel’s own account; see the Temple-area property tax guide.

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Rates per $100 of taxable value. Use the parcel’s actual taxing units, taxable value and exemptions at Bell CAD; a neighborhood-wide percentage is not a bill.

HOA

The Belton High Crest Property Owners’ Association, Inc. governs the subdivision; the MLS HOA field reads Mandatory (8). A third-party directory lists a June 23, 2025 management certificate and a $200 transfer fee, and Bell CAD shows the POA owning three common parcels. The covenants are not online, and the only dues figure found, $225 in one listing snippet, has no stated frequency. Order the CCRs with the resale certificate.

Utilities and service providers

• Water: 439 Water Supply Corporation owns two utility parcels inside High Crest (Bell CAD), making it the evident provider; confirm on a current bill.
• Not Dog Ridge: Dog Ridge WSC, the utility in 2025 outage and boil-notice reports, serves the FM 93–Wheat Road and Stillhouse Hollow side (KDH, KXXV).
• Sewer: no sewer provider found; on-site septic is likely but unverified. Request the permit from the Bell County Public Health District.
• Electric: third-party retail-choice sites place ZIP 76513 in Oncor delivery territory; co-op service by address is unverified.
• Internet: AT&T Fiber, Spectrum and Nextlink list Belton service; fiber at High Crest is unverified. Check the FCC broadband map by address.
• Trash: not confirmed in the September 30, 2026 review. Ask the POA or seller who collects it and what it costs.

Chisholm Trail Elementary is at 1802 S Wheat Rd, Belton Middle School at 1704 Sparta Rd and Belton High School at 600 Lake Rd. Belton ISD lists bus stops at Bowles Ranch Road and Archstone Loop and at Birkdale and Belleview. The board adopted new elementary boundaries on March 27, 2023 for 2024-25, the year Hubbard Branch Elementary opened; the district says middle and high school boundaries did not change. Because elementary lines have moved before, run the exact address and enrollment year through the Infofinder lookup. Similar-sounding subdivisions feed different campuses: the Bluff at Dunn’s Hollow sits in Sparta Elementary’s walk zone, and Beulah Bluff Estates feeds South Belton Middle School. Compare assignments in the Belton ISD neighborhood guide.

OpenStreetMap routing estimates each trip from the middle of the subdivision (October 5, 2026, no traffic): BSW Temple is 16.1 mi and about 22 min, the Fort Hood main gate 16.9 mi and about 21 min, and downtown Belton, UMHB and H-E-B Belton about 10 to 11 min each. Every trip starts at the one entrance onto FM 439. The nearest Corps ramp is Westcliff Park, 4.7 road miles (about 9 minutes) in the commute table; Cedar Ridge Park is 16.0 mi by road.

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Estimated October 5, 2026 with two routing engines (OSRM and Valhalla) on OpenStreetMap data, no traffic, from the middle of High Crest’s platted lots (median of 170 Bell CAD parcel centers). Minutes average the two engines, with their range in parentheses where they differ by three or more; miles follow the OSRM route. Parking, gate lines and school drop-off are not included. Weekday peaks run 6–9 a.m. and 4–7 p.m. (Killeen-Temple MPO, 2023), so drive the route then before you commit. Route data © OpenStreetMap contributors (ODbL).

Test the route on a school-day morning: leave the High Crest Dr entrance at your real departure time, turn onto FM 439, and drive to your actual campus, parking or Fort Hood gate. These estimates assume no traffic; they are not a rush-hour estimate.

All four rows share the CTXMLS window of October 3, 2025–October 2, 2026. The Bluff at Dunn’s Hollow is the in-city option off Sparta Road, Rancho Del Lago another higher-priced subdivision in this set, and Three Creeks the high-volume reference. The City limits column reports an MLS field, not the taxing city. Confirm the municipality and taxing units on each parcel’s Bell CAD account before applying a city rate. See the Three Creeks guide.

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The smaller comparison samples contain 3 to 8 sales, and these are MLS fields, not tax records. Confirm each parcel's taxing units at Bell CAD before comparing monthly costs.