Cliffs of Canyon Creek, Temple TX
Cliffs of Canyon Creek is a residential subdivision in Temple, Texas, distinct from the standard Canyon Creek phases and Canyon Creek West. In 16 CTXMLS closed sales from October 3, 2025 through October 2, 2026, Cliffs prices ranged from $248,000 to $925,000, with a $395,000 median. Compare the specific home’s condition, lot and total ownership cost before treating that median as its value.
Sales: October 3, 2025–October 2, 2026. Route model: 18 Cliffs lot origins, September 25, 2026; not drive times. Sources and methods.
What Is Cliffs of Canyon Creek, Temple TX?
What is Cliffs of Canyon Creek in Temple TX?
The Cliffs guide is for comparing a specific resale home, not every property carrying the Canyon Creek name. Its 16 CTXMLS sales in Temple from October 3, 2025–October 2, 2026 had a $395,000 median and a 2,630-square-foot median size. Temple ISD’s 2026–27 lookup returned Raye Allen Elementary, Bonham Middle and Temple High for the tested Cliffs addresses; confirm the address and program with the district. Use the dated sales as a starting point, then verify condition, taxes and title restrictions for the property.
- Inventory: Seven Active Cliffs listings in the October 3, 2026 CTXMLS snapshot; asking $232,000–$499,000. This is not live availability.
- School check: Temple ISD’s Find My School; grade and program matter.
- Ownership cost: The verified historical 2025 seven-unit tax total is 2.387677% before exemptions; see the worked example below.
- Start with the right area: Compare Cliffs with standard Canyon Creek and West.
What should you compare before paying a Cliffs premium?
EG Realty · Temple, Texas
The useful question is not whether the Cliffs is “better.” It is whether the extra space, layout and property-specific features justify the cost of the home you are considering. In the same October 3, 2025–October 2, 2026 CTXMLS window, the Cliffs sample had a 2,630-square-foot median, versus 1,582 square feet across 24 standard Canyon Creek sales. These are different sold-home mixes, not a measured price premium for identical houses.
Separate your offer into three decisions: comparable sales for the house, inspection findings that affect your budget, and the lot’s usable space and obligations. A renovated kitchen does not establish the condition of the roof, plumbing or foundation. Ask for documentation and inspections before pricing those unknowns into an offer.
Full Neighborhood Tour
The Cliffs at Canyon Creek — Temple’s Best Kept Secret
Recorded-tour context: This retained tour shows Taylor’s earlier impressions, not current listings or a property-condition assessment. Its prices, travel times and market statements are historical, and its occupation or school-preference comments are not buyer eligibility or suitability advice. Use the dated written evidence on this page for current decision-making; verify schools, condition, availability and routes for your address.
What do the Cliffs sales and asking prices actually show?
The 16 Cliffs sales closed between October 3, 2025 and October 2, 2026 span $248,000–$925,000. Reported living area ranges from 1,857 to 5,891 square feet and recorded build years from 1981 to 2007. Those are attributes of the sold sample, not the limits of every Cliffs home or a claim about construction quality.
Closed sales — a starting point for comparable homes
On a small screen, swipe the table sideways to see all columns.
| Measure | Cliffs: 16 closed sales |
|---|---|
| Window | October 3, 2025–October 2, 2026 |
| Median closed price | $395,000 |
| Median price per square foot | $154.78 |
| Median living area | 2,630 sq ft |
| Median MLS days on market | 104 days |
| Closed below final asking price | 12 of 16 sales |
In the Cliffs’ 16-sale CTXMLS cohort for October 3, 2025–October 2, 2026, the median sale-to-final-list-price ratio was 97.5%. That is not a promised 2.5% discount: concessions are excluded, and condition and asking-price history differ. The median 104 MLS days on market measures the listing’s reported marketing time, not time from contract to closing.
Asking prices — a separate dated snapshot
The October 3, 2026 CTXMLS snapshot contained seven Active Cliffs listings in Temple, asking $232,000–$499,000. Six of the seven had a final asking price below their original asking price in that export. An asking-price reduction is not a closed sale or proof that a property remains available today.
Five of the seven active asking prices are below the annual sold median, but the samples cover different homes and different time windows. That alone does not establish that Cliffs values fell. Ask Taylor to check current choices for your budget and required features.
Choose comparables by the house, not an invented tier
Compare living area, layout, condition, lot utility and documented improvements before choosing nearby sales. Phase names help identify recorded plats; they do not prove a builder, foundation type, renovation standard or maintenance budget. A larger house with a pool also calls for a different inspection and cost comparison from a smaller house without one.
What condition checks matter before making an offer?
The neighborhood name, a build year and a soil map cannot diagnose an individual foundation. The earlier age-based risk tiers and repair budgets were not supported by property inspections. For a Cliffs purchase, turn uncertainty into specific documents and inspection questions before negotiating.
A practical condition checklist
- Foundation and drainage: Ask the inspector about observed movement, drainage, retaining structures and whether an independent structural engineer is warranted.
- Past work: Request permits, engineering reports, invoices, warranty terms and transfer requirements for disclosed repairs. A transferable warranty is not a diagnosis.
- Plumbing: Ask the inspector or plumber which tests are appropriate for this house. Do not order an invasive test solely because of the build year.
- Roof, HVAC and pools: Confirm age, service records and repair needs; obtain property-specific quotes for unresolved items.
- Insurance: Get a written quote and ask the insurer how the actual policy treats the disclosed condition and suspected cause of damage. Do not assume either universal coverage or universal exclusion.
The USDA NRCS soil-map screening is regional background, not a pad test or a prediction that a house needs piers. Start with the actual inspection findings; let the appropriate professional recommend repairs, drainage changes or maintenance for that property.
How far is the Cliffs from BSW and other destinations?
For 18 sampled Cliffs lot origins in Temple, the September 25, 2026 OSRM road-route model returned 1.6–2.8 miles to Baylor Scott & White’s main campus at 2401 S 31st Street, with a 2.2-mile median. These are modeled road distances, not measured travel times or a guarantee for every address.
On a small screen, swipe the table sideways to see all columns.
| Destination | Modeled distance range |
|---|---|
| BSW Temple main campus, 2401 S 31st St | 1.6–2.8 miles |
| Olin E. Teague VA, 1901 Veterans Memorial Dr | 3.1–4.3 miles |
| Temple City Hall, 2 N Main St | 4.2–5.8 miles |
| Fort Hood Main Gate | 27.3–27.8 miles |
All ranges use the same 18-origin September 25, 2026 model. Test your own route at the time you normally travel, including parking or gate processing. Fort Hood’s main gate is not a duty-station destination. Read the route method.
If you are comparing Wildflower Country Club, use the same house-level checklist and ask separately about any association or club charges. Do not assume membership, amenities or dues transfer with a home.
What schools, restrictions and ownership costs should you verify?
Which schools serve a Cliffs address?
Temple ISD’s 2026–27 school lookup, checked September 25, 2026, returned Raye Allen Elementary, Bonham Middle School and Temple High School for 21 accepted Cliffs address lookups and 43 Cliffs map points. Thornton also appeared in the tool; Temple ISD identifies Thornton as a bilingual campus. Confirm the exact address, grade and program with Temple ISD’s Find My School and the district before relying on an assignment.
What should you verify about HOA and restrictions?
No association for Temple’s Canyon Creek or the Cliffs was found in the TREC management-certificate search checked September 25, 2026. That registry depends on association filings and does not prove there is no HOA. The 16 Cliffs closed sales in the October 3, 2025–October 2, 2026 CTXMLS cohort had 15 “None” HOA entries and one “Mandatory” entry; agent-entered fields are not title evidence.
Ask for the title commitment, Schedule B documents, recorded restrictions for the lot’s plat phase and the seller’s disclosure of any association. If one is disclosed, request its resale certificate. Resolve dues, rental restrictions, architectural rules and any assessments before committing. Do not apply Austin’s similarly named Canyon Creek association to a Temple property.
How should you check flood exposure?
Use the FEMA National Flood Hazard Layer and a property-specific lender or insurance determination. A mapped flood zone intersecting part of a parcel does not establish that the house itself is inside it. Ask about the building footprint, drainage, prior water intrusion and any elevation certificate; do not treat a neighborhood label or a high-looking backyard as a flood assessment.
What does a historical tax example look like?
The seven taxing units verified on sampled Canyon Creek and Cliffs parcel rosters total 2.387677% for tax year 2025. The rates below come from Bell CAD’s 2025 adopted-rate chart. This is a historical example, not a quoted 2026 tax bill.
On a small screen, swipe the table sideways to see all columns.
| Taxing unit | 2025 rate per $100 |
|---|---|
| Temple ISD | $1.137200 |
| City of Temple | $0.699900 |
| Bell County | $0.312800 |
| Temple College | $0.201700 |
| Bell County Road | $0.019900 |
| Temple Health and Bioscience | $0.013947 |
| Clearwater | $0.002230 |
| Combined | $2.387677 |
For an illustrative Cliffs of Canyon Creek home in Temple, Texas with a $395,000 taxable value before exemptions, the verified 2025 rates produce $9,431 a year without exemptions: $395,000 × 2.387677% = $9,431.32. Assuming eligibility for the general homestead exemption, the same 2025 example is about $7,127 a year. That second calculation uses the chart’s $140,000 school exemption and 20% city and college exemptions, with no other exemptions, value caps or assessments.
Check the parcel’s actual taxing units, current rates, exemptions and assessments. A purchase price is not automatically its taxable value, and the seller’s bill is not your estimate. See the Temple property-tax guide and Texas Comptroller’s exemption guidance. No blanket “no MUD/PID” or tax-saving promise is made for every lot.
When should you compare another neighborhood?
Start with features and costs that matter to you. A neighborhood recommendation cannot substitute for an address-level check.
If your priority is a smaller purchase budget
Compare current homes across standard Canyon Creek, West and the Cliffs. The historical Cliffs minimum is not a current price floor; the October 3, 2026 active snapshot included an asking price below it.
If your priority is new construction
Use the Temple new-construction guide to compare specific builder offers, included features, warranties and recurring costs with the resale home you are considering. Legacy Ranch and Bella Terra provide additional neighborhood context.
If your priority is a particular school or route
Verify that requirement at the exact address before building a shortlist. School programs and actual travel conditions need their own checks; this guide does not rank schools or decide who belongs in the neighborhood.
Frequently Asked Questions: Cliffs of Canyon Creek
What is Cliffs of Canyon Creek in Temple TX?
How much do homes cost in Cliffs of Canyon Creek?
What school district is Cliffs of Canyon Creek in?
Is Cliffs of Canyon Creek the same as Canyon Creek?
How far is Cliffs of Canyon Creek from Baylor Scott and White?
Does Cliffs of Canyon Creek have an HOA?
Are there foundation issues in Cliffs of Canyon Creek?
How should I compare the Cliffs with Wildflower Country Club?
What is the property tax rate in Cliffs of Canyon Creek?
Want to compare a specific Cliffs home?
Send Taylor the address, your budget and the features you need. Ask for current availability, relevant comparable sales and the property questions to resolve before an offer.
Explore More Neighborhoods
Sources, methods and review dates
Review: Taylor Dasch / EG Realty page reviewed September 27, 2026. Source observations retain their own dates below; this review does not make a dated listing current.
Sales: Taylor’s analysis of Central Texas MLS exports. Closed cohort: Temple, Residential, Closed, close dates October 3, 2025–October 2, 2026 inclusive, close price at least $25,000, subdivision names matching Cliffs of Canyon Creek (including spelling variants). Exports observed September 2 and October 3, 2026. Addresses were cross-checked against Bell CAD legal-description records to separate Cliffs from standard Canyon Creek and West; no conflicting matches were found. Prices per square foot divide closed price by reported living area. Sale/list ratios exclude concessions; days on market use the listing’s MLS field. Private MLS records are not published here.
Inventory: Separate CTXMLS all-status export observed October 3, 2026; the seven listings cited are Active Cliffs records only. Active Under Contract, Pending and Closed are excluded from that count. Availability and prices can change; ask for a current search before acting.
School, tax and mapping: District school-tool responses, TREC registry, Bell CAD parcel rosters and official source pages were captured September 25, 2026. School evidence uses 2026–27 assignments; taxes use the complete verified 2025 chart. The title and insurance questions are due-diligence prompts, not parcel-specific legal or coverage determinations.
Routes: Original calculation from 18 Bell CAD Cliffs lot centroids using the OSRM routing engine and OpenStreetMap roads, observed September 25, 2026. Origins came from a systematic every-19th-lot sample across the wider Canyon Creek dataset plus geographic extremes of each group, then filtered to Cliffs; each origin was snapped to a road. Destination street addresses were geocoded, except the VA and Fort Hood main gate used OpenStreetMap locations. Model distances exclude parking, traffic delays and gate processing. This is not a survey of every address.