Canyon Creek, Temple TX
In Temple, Texas, Canyon Creek’s standard phases, Canyon Creek West and the Cliffs need separate comparisons. In the October 3, 2025–October 2, 2026 sales cohort, standard phases had a $214,400 median and the Cliffs $395,000. Check the exact home’s condition, school assignment, recorded restrictions and full monthly cost before choosing it.
What Is Canyon Creek, Temple TX?
What is Canyon Creek in Temple TX?
Canyon Creek is a residential area west of South 31st Street in Temple, ZIP 76502. Compare the standard phases, Canyon Creek West and the Cliffs separately: their home sizes, lots and historical price ranges differ. The researched parcel set is inside Temple city limits and Temple ISD. The CTXMLS residential closed-sale cohort from October 3, 2025 through October 2, 2026 has 42 sales; its age and price figures describe sold homes, not every property or today’s inventory. A listing that says “No HOA” does not establish the absence of recorded restrictions.
- Historical standard phases: 24 sales, $214,400 median, $145.89 per square foot, 65.5 median MLS days on market.
- Historical Cliffs: 16 sales, $395,000 median, $154.78 per square foot, 104 median MLS days on market.
- Small West sample: two sales (prices not shown: under 10 sales); too few for a stable market benchmark.
- Inventory snapshot: 18 Active, one Active Under Contract and two Pending on October 3, 2026. Status and availability require a fresh check.
- Schools: checked 2026–27 addresses return Raye Allen Elementary, Bonham Middle and Temple High, with an additional Thornton bilingual-program listing. Verify the assignment for your address.
- Costs and restrictions: use the parcel’s current tax record, insurance quotes, inspection and title documents. HOA and rental rules need written confirmation.
This neighborhood guide covers the Canyon Creek phases, Canyon Creek West and the Cliffs of Canyon Creek. Bell CAD legal descriptions and street addresses are used to separate those groups; Canyon Ridge is a different neighborhood.
Canyon Creek Behavioral Health identifies its facility at 1201 Canyon Creek Drive. It shares the road name; this page is about buying residential property, not its services.
Canyon Creek Town Homes advertises rental homes at 1476 Canyon Creek Drive. Its rental offerings are separate from the single-family sales cohort below. Both official sites were checked September 27, 2026.
How Should You Compare Canyon Creek Homes?
A $214,400 standard-phase median and a $395,000 Cliffs median are useful starting points, but they describe different groups. The standard sales had a 1,582-square-foot median versus 2,630 in the Cliffs. Those size differences help explain why combining all 42 sales into one neighborhood median can mislead an offer.
The 24 standard-phase sales were built from 1979 through 1997; the 16 Cliffs sales from 1981 through 2007. A build year does not tell you whether a roof, HVAC unit, foundation or plumbing system has been repaired. Compare actual dates, disclosures, permits and inspection findings, then obtain estimates for work that affects your budget.
Price reductions and a sale below asking are different measures. Fourteen of 24 standard listings reduced their asking price before closing; 14 closed below their final list price. In the Cliffs, the corresponding counts were nine and 12 of 16. These are historical observations, not an automatic discount on a current home.
Ask Taylor to compare the exact home with relevant nearby sales, its condition and the documents still missing. The Cliffs guide is a separate detail page; verify current source dates and lot-specific information before relying on it.
What Do Homes in Canyon Creek Cost?
The annual comparisons use CTXMLS residential closings from October 3, 2025 through October 2, 2026, observed in the September 2 and October 3, 2026 exports. The separate inventory snapshot was observed October 3, 2026. Subdivision names were cross-checked against Bell CAD addresses; all 42 matched without a group conflict.
Canyon Creek Phases I–IX — standard phases
$214K median sold- Compare these inputs
- Layout, condition, living area and total cost at the actual asking price.
- Annual closed cohort
- 24 closings · $214,400 median · $150,500–$350,000 range · $145.89/sq ft median · 65.5 median MLS days on market.
- October 3 snapshot
- 10 Active · $199,900–$270,000 asking · $236,500 median ask. This is not live availability.
- Historical price changes
- 14 of 24 had final list below original list. Median close/final list 98.1%; close/original list 94.8%.
On a smaller screen, swipe the table horizontally to read all columns.
| Recorded phase label · annual sold cohort | Sales | Median sold price |
|---|---|---|
| Canyon Creek Ph I | 6 | Not shown (under 10 sales) |
| Canyon Creek Ph II | 4 | Not shown (under 10 sales) |
| Canyon Creek Ph III | 3 | Not shown (under 10 sales) |
| Canyon Creek Ph IV | 1 | Not shown (one sale) |
| Canyon Creek Ph IV Rep | 1 | Not shown (one sale) |
| Canyon Creek Ph Ix | 4 | Not shown (under 10 sales) |
| Canyon Creek Ph V | 1 | Not shown (one sale) |
| Canyon Creek Ph VI | 1 | Not shown (one sale) |
| Canyon Creek Ph Vii | 2 | Not shown (under 10 sales) |
| Canyon Creek Ph Viii | 1 | Not shown (one sale) |
Canyon Creek West — a small comparison set
2 annual closings- Compare these inputs
- The exact lot, home size, build year and condition; avoid a neighborhood-wide pricing formula.
- Annual closed cohort
- Two closings · Not shown (under 10 sales).
- October 3 snapshot
- One Active asking $448,000, built 2014. That is a different observation from the older sold homes.
- Market-time caution
- The two sold records reported 10 and 233 MLS days on market. An average of them would hide the difference.
Cliffs of Canyon Creek — separate comparable homes
$395K median sold- Compare these inputs
- Lot shape and slope, living area, condition, drainage and any pool-maintenance costs.
- Annual closed cohort
- 16 closings · $395,000 median · $248,000–$925,000 range · $154.78/sq ft median · 104 median MLS days on market.
- October 3 snapshot
- Seven Active · $232,000–$499,000 asking · too few for a median ask. Verify current status.
- Historical price changes
- Nine of 16 had final list below original list. Median close/final list 97.5%; close/original list 95.5%.
The three tiers side by side
On a smaller screen, swipe the table horizontally to read all columns.
| Measure and source window | Standard phases | Canyon Creek West | The Cliffs |
|---|---|---|---|
| Annual closed prices | $214,400 median | Not shown (under 10 sales) | $395,000 median |
| Annual closed range | $150,500–$350,000 | Not shown (under 10 sales) | $248,000–$925,000 |
| Annual sales count | 24 | 2 | 16 |
| Median sold price / sq ft | $145.89 | Not shown (under 10 sales) | $154.78 |
| MLS days on market | 65.5 median | 10 and 233 | 104 median |
| Active on October 3 | 10 | 1 | 7 |
| Year built of sold homes | 1979–1997 | 1980 and 1984 | 1981–2007 |
| MLS HOA field in sold cohort | 24 None | 2 None | 15 None; 1 Mandatory |
Source: CTXMLS Residential closed sales in Temple, October 3, 2025–October 2, 2026, price at least $25,000; subdivision names cross-checked against Bell CAD addresses. Active status belongs to the separate October 3, 2026 snapshot. MLS days on market is not time until closing; ratios exclude concessions.
What Are the Homes in Canyon Creek Like?
In the annual closed cohort, the standard phases had a 1,582-square-foot median living area and the Cliffs 2,630. Standard sold-home build years ran 1979–1997; Cliffs sold-home build years ran 1981–2007. West had only two sold homes, built 1980 and 1984. These sample ranges do not establish every home’s age or condition. Check the specific floor plan, additions, garage, systems and permits.
Canyon Creek from above
Area aerial photographs by Taylor Dasch.
Which Schools Serve Canyon Creek?
The September 25, 2026 check of Temple ISD’s Find My School covered 38 validated street addresses and 123 map points across the researched groups. All returned Raye Allen Elementary, Bonham Middle and Temple High, plus a Thornton Elementary bilingual-program listing. Temple ISD identifies Thornton as a bilingual campus; it should not replace Raye Allen in a general home-elementary statement.
Use the exact address, grade, program and school year with the district before relying on enrollment or transportation. Parcel screening of all 831 researched parcels places them in Temple ISD and inside Temple city limits. This is an assignment check, not a school-quality ranking.
Does Canyon Creek Have an HOA?
- What the sales records say
- The HOA field said None on 41 of the 42 annual closings and Mandatory on one Cliffs closing. These are agent-entered fields, not governing documents.
- What the registry check found
- The September 25 TREC management-certificate search did not identify a Canyon Creek or Cliffs association in Temple/Bell County. Its database is user-filed and is not proof that no association or restrictions exist.
- A name collision to avoid
- The Canyon Creek association founded in 1989 in the previously cited association history is in Austin, Travis County. Its dues and rules do not establish obligations for a Temple lot.
- What to obtain
- Request the title commitment’s Schedule B and copies of the lot’s recorded restrictions, plus seller disclosure of any association. If one applies, obtain its resale certificate, current assessments and governing documents.
- Rental use
- No neighborhood-wide rental permission or ban is established here. Verify City of Temple requirements and the exact lot’s recorded restrictions before relying on a rental plan.
What Should You Budget for Property Tax?
Twenty-one sampled Canyon Creek parcels in Temple, Texas, showed the same seven taxing units. Using their combined 2025 adopted rates from Bell CAD’s 2025 adopted-rate chart gives 2.387677% before exemptions. At an illustrative $215,000 taxable value, that is about $5,134 per year; at $395,000, about $9,431. These are historical no-exemption calculations, not current tax bills or lender estimates. The Temple property-tax guide explains how to check your parcel’s rates, exemptions and total tax budget.
For an eligible general residence homestead at those same example values, the 2025 chart’s $140,000 school exemption and 20% City/Temple College exemptions produce approximately $3,154 and $7,127 annually. Other exemptions, appraisal limits, assessments and adopted rates can change the result. Verify the specific parcel’s current taxable value and eligibility; request a current property-specific estimate instead of copying a seller’s bill.
How Far Is Canyon Creek From Common Destinations?
September 25, 2026 OSRM / OpenStreetMap routes from 56 researched lot centroids measured 1.4–2.8 road miles to BSW at 2401 South 31st Street (2.0-mile median), 2.9–4.3 miles to the Olin E. Teague VA center, 4.1–5.8 miles to Temple City Hall and 27.1–28.3 miles to the mapped Fort Hood Main Gate destination. These are modeled road distances, not timed drives, all-address guarantees or on-post duty-station distances.
What Should You Check Before You Write an Offer in Canyon Creek?
- 1. Foundation and site drainage: inspect the home, disclosures, permits and prior repairs. USDA NRCS soil-map screening shows multiple soil units across the area; it does not establish which house has foundation damage or rank the Cliffs as the highest-risk group.
- 2. Flood map and the house footprint: an effective FEMA-map overlay intersected Zone AE with 23 of the 831 researched parcels, including a public park parcel; 19 intersected the mapped floodway. These are parcel intersections, not 23 houses in a flood zone. Obtain the lot survey, formal flood determination, drainage review and an insurance quote.
- 3. Systems and repairs: establish actual roof, HVAC, water-heater and plumbing condition. Ask the inspector which further tests are warranted and price verified work before setting an offer.
- 4. Restrictions and association obligations: read the title commitment, recorded restrictions and any applicable current association documents. An MLS None field is not a legal conclusion.
- 5. Relevant comparisons: match size, condition, lot and location. Separate original-list reductions from the eventual close-to-final-list ratio; concessions are not included in the page’s ratios.
- 6. The complete payment: combine your lender’s current terms with property-specific taxes, insurance, any mortgage insurance, applicable association costs and maintenance. Historical tax math is not a financing quote.
What Other Options and Amenities Should You Compare?
Use your own home, cost, location and amenity requirements to compare alternatives. A neighborhood label does not decide the right choice for you.
For a separate east-side home and builder comparison, read Oak Ridge sales, recorded phases and property-cost checks. Compare the exact home and dated evidence; Canyon Creek prices and restrictions do not transfer to Oak Ridge.
For a separate builder and home-specification comparison, read Blackland Ranch dated sales, builder records and HOA checks. Compare condition, completion status and written terms for the actual homes.
For a separate southeast Temple comparison, read The Ridge at Knob Creek dated prices and subdivision-label checks. Confirm the exact recorded label, property documents and written offer rather than borrowing another community’s averages.
For another resale comparison, read Stonegate phase labels, dated sales and HOA-document checks. Use the exact home’s condition, lot and inspection findings when comparing it with Canyon Creek.
For a separate lot and home-condition comparison, read Deerfield Estates and The Creeks dated sales and HOA checks. The guide discloses the combined MLS-label sample; compare the actual home and recorded phase.
For a separate south-Temple section comparison, read Hartrick Ranch, Valley and Crossing dated sales and property checks. The section names describe different samples; match the actual home, documents and written terms.
Frequently Asked Questions: Canyon Creek, Temple TX
What is Canyon Creek in Temple TX?
How much do homes in Canyon Creek cost?
How should I compare the Cliffs with other Canyon Creek homes?
What school district and campuses serve Canyon Creek?
Does Canyon Creek have an HOA?
How far is Canyon Creek from Baylor Scott & White?
What should I know about property taxes in Canyon Creek?
Is the neighborhood the same as Canyon Creek Behavioral Health or Canyon Creek Town Homes?
Do Canyon Creek homes have foundation or flood concerns?
What parks and amenities are near Canyon Creek?
Comp the Right Tier Before You Write the Offer
Ask Taylor to compare a Canyon Creek address with relevant closed sales and help identify the property documents and cost questions that still need answers. Share your budget, timeline and the home you are considering; this requests a manual conversation, not an automatic report.