Canyon Creek, Temple TX
One name, three markets. The 1978–1997 phases off South 31st Street, the west-edge lots of Canyon Creek West, and the custom bluff homes of the Cliffs — about two miles from Baylor Scott & White, all Temple ISD, no mandatory HOA on 40 of the last 41 closings.
What Is Canyon Creek, Temple TX?
What is Canyon Creek in Temple TX?
Canyon Creek is an established west Temple neighborhood in ZIP 76502, entered from South 31st Street by Canyon Creek Drive, about two miles from Baylor Scott & White’s main campus. The MLS files it as three markets under one name: the standard Canyon Creek phases (single-story brick homes built 1978–1997, $215,000 median sold over the last 12 months), Canyon Creek West (a small pocket of larger lots on the west edge), and the Cliffs of Canyon Creek (custom homes on wooded bluff lots, $395,000 median). All of it is Temple ISD and inside Temple city limits, and the MLS shows no HOA on 40 of the last 41 closings. It is not the behavioral-health hospital or the townhome complex that share the road name.
- On the market now: 17 homes, $199,900–$510,000, $250,000 median list Source: CTXMLS active listings, September 2, 2026
- Closed, last 12 months: 41 sales, $150,500–$925,000, $250,000 median across all three tiers Source: CTXMLS closed sales, 12 months to Sep 1, 2026
- Standard tier: 23 closings | Median $215,000 | $146/sqft | 64 days on market Canyon Creek Phases I–IX
- The Cliffs: 16 closings | Median $395,000 | $155/sqft | 104 days on market Cliffs of Canyon Creek Ph I, II, V
- Schools: Temple ISD on 41 of 41 closings; Thornton Elementary is 0.8 miles north Verify the campus per address
- HOA: None reported on all 17 active listings and 40 of 41 closings Pull the resale certificate anyway
- Commute: About 2 miles / 5–8 minutes to BSW; Fort Hood is 25+ miles Not a Fort Hood commute
The neighborhood — this page. Roughly 400 acres of residential streets west of South 31st Street: Stagecoach Trail, Longhorn Trail, Box Canyon Drive, Buckskin Trail and Winchester Drive in the phases; Michaels Drive and Creek Side Drive in Canyon Creek West; Canyon Cliff Drive, Stratford Drive, Woodstone Circle and the courts of the Cliffs.
Canyon Creek Behavioral Health — a psychiatric hospital at 1201 Canyon Creek Drive, on the neighborhood’s entrance road. It is why a Google search for “Canyon Creek Temple TX” returns a hospital first. It is not inside the residential streets, and it has nothing to do with home values here.
Canyon Creek Town Homes — a 200-unit rental community built in 1971 at 1476 Canyon Creek Drive, also on the entrance road. If you are searching for townhomes to rent, that is the listing you want; if you are searching for houses to buy, keep reading. (Canyon Ridge is a different Temple neighborhood altogether, and the Cliffs of Canyon Creek is the custom subdivision inside this one.)
Taylor’s Take on Canyon Creek
Here is what the MLS will not tell you in one line: Canyon Creek is the cheapest way to live two miles from Baylor Scott & White in a brick house with a yard and a two-car garage. Twenty-three standard-tier homes closed in the last 12 months at a $215,000 median. Nothing else that close to the hospital does that.
The trade is age. Every one of those 23 closings was built between 1979 and 1997, which means roofs, HVAC, water heaters and, on the pre-1990 slabs, foundation movement on Temple’s clay are all somewhere in their second or third life. I price the CapEx before I price the house, and I would tell you to do the same.
The mistake I see most is the tier trap. A buyer pulls “Canyon Creek comps,” sees a $555,000 sale on Bordeaux Place in the Cliffs, and decides the $230,000 ranch on Stagecoach Trail is a steal. It is not the same market. Comp phases against phases and the Cliffs against the Cliffs, or your offer will be wrong in one direction or the other.
If you can absorb the 1980s systems, the standard tier is one of the better value plays inside Temple city limits right now. If you want the bluff lots and custom construction, read the Cliffs guide — it is a different purchase with a different checklist.
What Do Homes in Canyon Creek Cost?
Three tiers, one subdivision name. The figures below are CTXMLS closed sales for the 12 months ending September 1, 2026 and active listings as of September 2, 2026, split the way the MLS files them.
Canyon Creek Phases I–IX — the standard tier
$200K–$270K active- Best for
- First-time buyers, BSW nurses and residents, anyone who wants a yard two miles from the hospital under $250,000
- Last 12 months
- 23 closings · $215,000 median (middle half $210,000–$232,000) · $146/sqft · 64 days on market
- On the market now
- 10 homes · $199,900–$270,000 · $229,950 median list · built 1978–1996
- Seller behavior
- 52% cut the list price before closing; sales landed at 98.1% of final list and 95.0% of original list
| Standard-tier closings by phase (12 months to Sep 1, 2026) | Sales | Median sold |
|---|---|---|
| Canyon Creek Ph I | 6 | $223,000 |
| Canyon Creek Ph II | 4 | $212,000 |
| Canyon Creek Ph III | 3 | $250,000 |
| Canyon Creek Ph IX | 3 | $215,000 |
| Canyon Creek Ph VII | 2 | $202,500 |
| Ph IV · Ph IV Rep · Ph V · Ph VI · Ph VIII | 1 each | $200,000 · $234,900 · $232,000 · $210,000 · $215,000 |
Canyon Creek West — the west-edge lots
$295K–$448K- Best for
- Buyers who want more lot than the phases offer without Cliffs pricing
- Last 12 months
- 2 closings · $295,000 and $330,000 · 1980 and 1984 builds, about 2,050–2,270 sqft · 122 days median on market
- On the market now
- 1 home · $448,000 · 2014 build, 2,466 sqft
- Read it as
- Too few sales to call a median. Each one is its own comp.
Cliffs of Canyon Creek — custom homes on the bluffs
$237K–$925K- Best for
- BSW physicians and executives who want privacy, mature trees and custom construction five minutes from the hospital
- Last 12 months
- 16 closings · $395,000 median (middle half $350,000–$450,000) · $155/sqft · 104 days on market
- On the market now
- 6 homes · $237,000–$510,000 · $349,900 median list · built 1983–1992
- Seller behavior
- 56% cut the list price before closing; sales landed at 97.5% of final list and 95.5% of original list
The three tiers side by side
| Metric (CTXMLS, Sep 2026) | Standard phases | Canyon Creek West | The Cliffs |
|---|---|---|---|
| Median sold, 12 mo | $215,000 | $312,500 (2 sales) | $395,000 |
| Closed range | $150,500–$350,000 | $295,000–$330,000 | $248,000–$925,000 |
| Closings | 23 | 2 | 16 |
| Median $/sqft | $146 | $145 | $155 |
| Median days on market | 64 | 122 | 104 |
| Active listings | 10 | 1 | 6 |
| Year built (closings) | 1979–1997 | 1980–1984 | 1981–2007 |
| Size (closings) | 1,272–2,128 sqft | 2,046–2,266 sqft | 1,857–5,891 sqft |
| HOA reported | None | None | None on 15 of 16 |
Source: Central Texas MLS. Closed sales are the 12 months ending September 1, 2026 (sale price $25,000 and up); active listings as of September 2, 2026. Subdivision names as filed in the MLS; “Canyon Creek” with no phase is counted in the standard tier.
What Are the Homes in Canyon Creek Like?
The standard phases are what Temple built in the 1980s and early 1990s: single-story brick traditionals and ranches on slab foundations under mature oaks and pecans. Nineteen of the 23 closings in the last year were three-bedroom homes and every one had two full baths; across the whole neighborhood, 38 of 41 closings had a two-car garage. Canyon Creek West adds a few larger 1980s two-stories and one 2014 build. The Cliffs is the outlier — individually built custom homes on bluff lots, vaulted wood ceilings and stone fireplaces, with a pool on 6 of its 16 closings.
Which Schools Serve Canyon Creek?
Every Canyon Creek sale in the last 12 months was filed under Temple ISD. The nearest district elementary is Thornton Elementary at 2825 Cottonwood Lane, about 0.8 miles north of the neighborhood core; our research on the Cliffs’ streets found the feeder chain Thornton Elementary → Bonham Middle → Temple High.
Attendance zones get redrawn, so verify the campus for the specific address with Temple ISD’s Find My School tool during your option period, and check current campus ratings at txschools.gov. This is not Belton ISD: if Belton ISD is your requirement, look at Lake Pointe or Hills of Westwood instead.
Does Canyon Creek Have an HOA?
- What the MLS says
- No HOA reported on all 17 active listings and on 40 of the 41 closings in the last 12 months
- What the Cliffs research found
- A Canyon Creek Homeowners’ Association dating to 1989, with dues that range from $0 to about $42 a month depending on phase — see the Cliffs guide
- The honest answer
- Usually no mandatory dues, occasionally a small one. Get the resale certificate for the specific lot before you write.
- Short-term rentals
- No neighborhood-wide ban identified in that research; verify per lot and read the Bell County STR rules
How Far Is Canyon Creek From Baylor Scott & White?
About two miles. Canyon Creek Drive meets South 31st Street, and the BSW main campus at 2401 South 31st is a straight run north — five to eight minutes at shift-change traffic. Downtown Temple is about three and a half miles. Fort Hood is 25-plus miles west and is not a daily commute from here; if the post is your workplace, start with where to live near Fort Hood instead.
What Should You Check Before You Write an Offer in Canyon Creek?
- 1. Foundation and permit history — Pre-1990 slabs on Temple clay move. Ask for prior foundation work and warranties, and read the Temple foundation guide before the inspection, not after.
- 2. Drainage and the flood map — Creek-side and sloped lots on the Cliffs side are the exception to an otherwise low-risk neighborhood. Pull the FEMA panel for any lot that backs to trees or a drainage.
- 3. Roof, HVAC and water heater ages — On 1978–1997 homes, at least one of the three is usually due. Get dates, not adjectives.
- 4. Plumbing scope — Ask for a sewer-line camera scope on any 1980s home. It is a small fee against a large surprise.
- 5. HOA resale certificate — Even where the MLS says none, confirm dues and restrictions for the specific lot.
- 6. Comp inside the tier, and price the cut — 52% of standard-tier sellers and 56% of Cliffs sellers cut their list price before closing, and sales landed at about 95% of original list in both tiers. Anchor on same-tier closings, not the list price.
Who Canyon Creek Is Not For
Trust is built by telling you when to leave. If any of these describe you, Canyon Creek is the wrong fit — and there is a better page for you.
Frequently Asked Questions: Canyon Creek, Temple TX
What is Canyon Creek in Temple TX?
Where is Canyon Creek in Temple?
How much do homes in Canyon Creek cost?
Is the Cliffs of Canyon Creek the same as Canyon Creek?
What school district is Canyon Creek in?
Does Canyon Creek have an HOA?
How far is Canyon Creek from Baylor Scott & White?
Is Canyon Creek Behavioral Health in the neighborhood?
When were the homes in Canyon Creek built?
Is Canyon Creek a good neighborhood for Baylor Scott & White staff?
Comp the Right Tier Before You Write the Offer
I pull the same-tier closings, run the real payment with Temple taxes, and tell you which 1980s systems to price before you fall for the oak trees. Text me the address and I will send the brief.