Best New Construction Near Baylor Scott & White Temple
Compare the home, the written offer and your route to work.
Pecan Creek · Atascosa Estates · South Pointe — 76504
Compare homes before comparing headline rates
Start with Pecan Creek by D.R. Horton, Atascosa Estates by Lennar and South Pointe by Stylecraft. Compare the specific homes available for your move-in date, their written specifications, the complete financing terms and the trip to your BSW work entrance.
- Pecan Creek: Request the address-specific price, completion status and DHI Mortgage terms if you are considering a lender incentive.
- Atascosa Estates: Ask which features and battery service terms are included in the exact home, and obtain the current Lennar Mortgage offer separately.
- South Pointe: Compare the usable rooms, included options, completion schedule and written lender conditions.
- Verification status: Earlier price/specification examples below are retained for context and need re-verification. This page is not quoting a current mortgage offer or confirming available inventory.
How Do Pecan Creek, Atascosa Estates, and South Pointe Compare?
Historical examples, not current quotes. The price, plan, feature and HOA figures in this table require re-verification against documents for the specific home.
| Factor | Pecan Creek D.R. Horton |
Atascosa Estates Lennar |
South Pointe Stylecraft |
|---|---|---|---|
| Entry Price | $221,990 | $223,990 | $225,900 |
| Max Price | ~$298,000 | ~$290,990 | $299,900 |
| Sqft Range | 1,156–1,952 | 1,269–1,922 | 1,262–2,577 |
| Floor Plans | 13 | 5 | 9 |
| Current financing | Not verified here — request the dated lender offer and eligibility terms for the specific home. | ||
| HOA | $169/yr | $80/yr | $132/yr ($11/mo) |
| Smart Home | Qolsys IQ4, smart lock, doorbell | Ring Alarm, Schlage, Base Power battery | None standard |
| Battery Backup | No | Yes (20–50 kWh) | No |
| Blinds Included | No | All windows | No |
| Closing Cost Credit | Request an itemized current offer; no credit amount verified here. | ||
| Customization | None | None | Limited options |
| BSW Commute | Check the exact home-to-work route for your shift time, including parking and walking. | ||
| Move-In Ready | Request a current address list and written completion dates. | ||
| Best For | Compare your move-in deadline, usable space and total cost. | ||
| Biggest Risk | Check the contract, warranty exclusions, lender conditions and delivery schedule. | ||
Earlier examples — re-verification required. The retained price, plan, feature and HOA cells came from the earlier spring-2026 page and have not been re-verified for this repair. They are not current quotes or confirmed specifications. Request the current home specification sheet and HOA documents before comparing costs. Previously displayed mortgage offers and inventory counts have been withdrawn pending written terms.
Earlier Plan Examples — Request Current Pricing
These earlier plan examples require re-verification; current home pricing, included features and availability may differ. No monthly-payment estimate is quoted here.
What should I check at Pecan Creek?
Use the D.R. Horton review to prepare your questions, then compare the actual home and contract. Ask what is complete, what remains to be installed, which options are included and when independent inspections can happen.
For a DHI Mortgage incentive, request the full dated offer and a Loan Estimate. A fixed interest rate does not freeze taxes, insurance or the total cost of owning the home. This page does not verify a current rate or establish that one builder has the lowest payment.
Get the warranty process in writing
Ask for coverage, exclusions, claim deadlines, the reporting portal and the escalation contact. Earlier warranty-delay allegations on this page lacked linked complaint records and have been withdrawn; they are not established findings about this community.
What should I verify at Atascosa Estates?
Lennar’s Atascosa Estates page separates available homes from floor plans. Ask for the included-features sheet for the address you are considering; a model-home display does not establish what your purchase includes.
The earlier June financing offer has been withdrawn from this comparison. Do not infer fixed-rate, adjustable-rate or temporary-buydown terms from the builder’s name. Ask the lender for the current product, any later payment changes and the qualifying conditions.
Battery and assistance terms need their own documents
If a battery is included, request the service agreement, electricity charges, backup limits, maintenance responsibility and transfer terms. Backup duration is limited; the earlier promise of “no frozen pipes” has been removed. If down-payment assistance is offered, request its repayment, forgiveness and occupancy conditions. No current assistance amount or eligibility is verified here.
What should I compare at South Pointe?
Start with Stylecraft’s South Pointe plans and availability and the Stylecraft review. Compare room dimensions, included finishes, optional upgrades and the written completion schedule for the actual home.
Request the current HOA budget and charges. Earlier “lowest HOA” and “only option” claims are withdrawn; the page’s own earlier HOA figures did not support the lowest-cost claim.
Obtain the lender offer before comparing financing. Builder size or ownership does not establish the loan product, lowest total cost or warranty service you will receive. The prior long-term savings comparison used incompatible offer periods and has been removed.
How to compare the written offers
Ask each builder for the same documents: the home’s specification sheet, an itemized purchase worksheet and the parcel’s tax and district assessment information. Add the written completion schedule and lender-incentive conditions.
Compare the loan separately
Request Loan Estimates for comparable loan scenarios. Check cash to close, points, credits, mortgage insurance and the projected payment schedule. Identify which incentives depend on a particular lender and whether a delivery delay affects eligibility.
With an adjustable-rate loan, ask about adjustment timing and limits. With a temporary buydown, ask for payments after the subsidy ends. A planned sale or refinance does not guarantee that either will be available when needed.
The CFPB explains why mortgage payments can change, including taxes, insurance, temporary buydowns and adjustable rates. A fixed rate is not a guarantee of a fixed total housing bill.
Financing guidance reviewed September 7, 2026 against the CFPB’s Loan Estimate explainer and loan comparison guidance. This is a review of the comparison method, not verification of builder offers. Current rates, incentives, assistance and expiry dates remain unverified on this page.
Verify school assignment and your route to work
Check the specific home address against Temple ISD’s official district and attendance maps, then confirm assignment with the district. Do not infer attendance from a ZIP code, model-home address or a nearby community.
For the commute, enter the home address and your actual BSW work entrance into a route planner, select your shift time and allow for parking and walking. The former universal drive-time and shuttle-schedule claims have been withdrawn pending a dated route check. Use the BSW neighborhood guide to organize your shortlist.
Choose the home and contract that fit your plan
My approach: compare homes that can meet your move-in deadline, then check the written price, specifications and financing. An attractive advertised rate does not answer whether the home is ready or whether the offer applies to you.
- Moving soon: Get the address, remaining work and completion commitment in writing.
- Comparing space or features: Use the actual floor plan and included-features sheet.
- Considering a later rental: Review loan occupancy terms, HOA rental restrictions, taxes, insurance and maintenance before relying on that plan.
New Construction Near BSW — Buyer Questions
Which new construction communities can I compare near BSW Temple?
How should I check the commute from Pecan Creek to BSW?
How do I check whether D.R. Horton’s offer is fixed or temporary?
How do I check Lennar’s loan structure?
What should I verify about a battery included with a Lennar home?
Do I have to use the builder’s lender to get incentives?
How do I verify school assignment?
How do I check MUD, PID and other property costs?
Can I rent out my new construction home later?
Which new home near BSW has the lowest total cost?
The Model Home Sales Rep Works for the Builder. I Work for You.
Before you sign, ask for help comparing the home specifications, itemized purchase costs, lender conditions and completion timing. Bring the written offers you already have; your lender provides the loan terms.
Request Help Comparing These Builders
Tell me which community you’re considering and your move-in timeline. I’ll help identify the documents and questions needed to compare the offers.