Temple / Belton / Salado Builder Incentives Updated!

Builder Incentives Temple TX | Current Rates & Deals 2026
Temple & Belton, TX

Builder Incentives &
Rate Buydowns

Discover exclusive mortgage rates and builder incentives for new construction homes in the Temple-Belton area. Save thousands on your dream home.

Updated January 21, 2026
2.99%
Lowest Rate Available
$20K
Max Builder Credits
7
Active Incentive Programs
$631
Max Monthly Savings
πŸ”₯ Best Rate

Stylecraft Builders

Mortgage Rate Buydown
2.99%Interest Rate
Save $631/month
vs. 6.5% market rate on $300K loan

Buyer Programs: rates as low as 2.99% on qualified homes when using our preferred lender (Kangaroo Home Lending), structured as a lender/builder-funded rate buydown on select inventory.

D.R. Horton

FHA/VA Rate Buydown
3.99%Fixed Rate
Save $464/month
vs. 6.5% market rate on $300K loan

Special Interest Rate on certain D.R. Horton homes at Three Creeks - Colt Creek: 3.99% Fixed Rate FHA Mortgage (3.5% down payment required) or 3.99% Fixed Rate VA Mortgage (0% down payment required).

Kiella Homebuilders

Rate + Closing Costs
4.25%Fixed Rate
Save $421/month + Closing Costs
vs. 6.5% market rate on $300K loan

Kiella Homebuilders at The Parks at Westfield welcomes the New Year with a 'Sweeter than Sweet opportunity!' offering a 4.25% fixed interest rate and all closing costs paid on certain homes.

Omega Builders

Temporary Buydown (2-1)
4.5%Year 1 Rate
Save $375/month (Year 1)
$191/month Year 2, then 6.5% thereafter

Rates As Low As 4.5%. Temporary buydown reflects 4.5% in Year 1 and 5.5% in Year 2 through seller-paid incentive; note rate is 6.5% for the remainder of the loan term.

⏰ Limited Time

D.R. Horton

Closing Cost Assistance
Up to $6,000

Ring in the New Year with our Red Tag Sales Event! Receive Special Pricing and up to $6,000 in closing costs when you purchase a select D.R. Horton home with the use of DHI Mortgage.

πŸ’Ž Premium

Stylecraft Builders

Builder Credit
Up to $20,000

Get Up To $20,000 In Savings When You Build Your Dream Home With Us, offered as savings applicable toward options, closing costs, or other allowable buyer expenses as specified by community/contract.

πŸ‡ΊπŸ‡Έ Military

Kiella Homebuilders

Military Savings
$500 Earnest Money

Military Savings: qualified service members pay only $500 toward earnest money on any move-in-ready home, offered in addition to current builder incentives subject to builder approval.

Ready to Take Advantage of These Incentives?

Let me help you navigate these builder incentives and find the perfect new construction home in Temple or Belton. As your local realtor, I'll ensure you maximize your savings and get the best deal possible.

Contact Me Today

© 2026 Temple TX Homes. All incentives subject to builder approval and availability. Information updated January 21, 2026.

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