Temple / Belton / Salado Builder Incentives Updated!
Builder Incentives &
Rate Buydowns
Discover exclusive mortgage rates and builder incentives for new construction homes in the Temple-Belton area. Save thousands on your dream home.
Updated January 21, 2026Stylecraft Builders
Mortgage Rate BuydownBuyer Programs: rates as low as 2.99% on qualified homes when using our preferred lender (Kangaroo Home Lending), structured as a lender/builder-funded rate buydown on select inventory.
D.R. Horton
FHA/VA Rate BuydownSpecial Interest Rate on certain D.R. Horton homes at Three Creeks - Colt Creek: 3.99% Fixed Rate FHA Mortgage (3.5% down payment required) or 3.99% Fixed Rate VA Mortgage (0% down payment required).
Kiella Homebuilders
Rate + Closing CostsKiella Homebuilders at The Parks at Westfield welcomes the New Year with a 'Sweeter than Sweet opportunity!' offering a 4.25% fixed interest rate and all closing costs paid on certain homes.
Omega Builders
Temporary Buydown (2-1)Rates As Low As 4.5%. Temporary buydown reflects 4.5% in Year 1 and 5.5% in Year 2 through seller-paid incentive; note rate is 6.5% for the remainder of the loan term.
D.R. Horton
Closing Cost AssistanceRing in the New Year with our Red Tag Sales Event! Receive Special Pricing and up to $6,000 in closing costs when you purchase a select D.R. Horton home with the use of DHI Mortgage.
Stylecraft Builders
Builder CreditGet Up To $20,000 In Savings When You Build Your Dream Home With Us, offered as savings applicable toward options, closing costs, or other allowable buyer expenses as specified by community/contract.
Kiella Homebuilders
Military SavingsMilitary Savings: qualified service members pay only $500 toward earnest money on any move-in-ready home, offered in addition to current builder incentives subject to builder approval.
Ready to Take Advantage of These Incentives?
Let me help you navigate these builder incentives and find the perfect new construction home in Temple or Belton. As your local realtor, I'll ensure you maximize your savings and get the best deal possible.
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